Virtual Calling Card
A virtual calling card is not a physical card but a feature of a toll-free number service (or a local number service) whereby you call that number, enter a password, then make a telephone call, which is billed to that number. For example, if you are in a hotel or at a friend's home and need to make an expensive call, you would ring this number to get the benefit of lower call charges.
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My virtual calling card supplier is RingCentral Inc by way of a toll-free number. What makes their offering better is that you get more than "just a phone number". It is also your fax number and cell phone number. You give out just one number to your contacts. I use my toll-free number mainly as an an answering service and I get all my messages as attachments to email.
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